1️. BoB Family Savings Account
For those looking to secure their family’s financial future, BoB’s Family Savings Account offers benefits to all family members:
- Free checkbook, SMS/email alerts, and standing instructions.
- Concessions on NEFT/RTGS, locker rent, demat AMC, and more.
- Access to digital banking services like internet banking, bobWorld, WhatsApp banking, etc.
- Credit card availability (1st year free) for up to two authorized family members.
Account Tiers:
- Silver Family: QAB up to ₹50,000
- Gold Family: QAB from ₹2 lakhs
- Diamond Family: QAB from ₹5 lakhs
- Eligible for a minimum of 2 and a maximum of 6 family members (spouses, parents, siblings, children).
2️. BoB Mahila Shakti Savings Account
Empowering women financially, the Mahila Shakti Savings Account provides:
- Higher interest rates and a flexi-fixed deposit facility.
- RuPay Platinum Debit Card with ₹2-lakh accident insurance (1st year free).
- Free SMS alerts, discounts on loans (auto, home, education, etc.), and lockers.
- Waivers on charges for gift/travel cards, DEMAT AMC, and joining fees for BoB Easy Credit Cards.
This account aims to support women with exclusive privileges and security.
3️. BoB Senior Citizen Privilege Scheme
Designed for the elderly, this scheme offers senior citizens:
- Higher withdrawal limits up to ₹50,000/day with a free Visa Platinum Debit Card (1st year).
- 25% waiver on locker charges, 50% waiver on processing fees for reverse mortgage loans.
- Free unlimited BoB ATM transactions and three free non-BoB ATM transactions per month.
- Sweep facility for balances above ₹50,000 (multiples of ₹10,000).
- Higher interest rates with Flexi Fixed Deposits and attractive wellness offers.
4️. BoB Platinum Savings Bank Account
For those looking for premium benefits, the Platinum Savings Account includes:
- Cash withdrawal limits up to ₹1 lakh/day at ATMs and ₹2 lakh/day for purchases.
- Free unlimited NEFT/RTGS/IMPS transactions and checkbooks.
- 50% waiver on gift/travel card issuance, free demat AMC, and personalized Visa Platinum Debit Card.
5️. BoB LITE Savings Account
The zero-balance BoB LITE account is perfect for those who want a hassle-free banking experience:
- Free RuPay Platinum Debit Card with discounts on travel, shopping, and e-commerce.
- Easy to open and manage, ideal for salaried employees, businessmen, homemakers, and minors over 10.
- Maintain a QAB of ₹3,000 for urban areas, ₹2,000 for semi-urban, and ₹1,000 for rural areas to enjoy debit card benefits.
Final Thoughts
Whether you’re managing family finances, looking for women-centric benefits, or need special privileges as a senior citizen, Bank of Baroda offers a range of savings accounts to fit your needs. Ready to open yours?