The Axis Bank Privilege Credit Card, traditionally carrying a joining fee of ₹1,500, is now available as a lifetime free (LTF) offering, presenting an excellent opportunity for individuals seeking a high-value credit card without the associated annual costs.
Key Features of the Axis Bank Privilege Credit Card:
- Welcome Benefits: Cardholders receive 12,500 EDGE Reward Points upon activation, equivalent to ₹2,500, providing immediate value.
- Reward Structure: Earn 10 EDGE Points for every ₹200 spent, translating to a 1% reward rate. While this may seem modest, it surpasses the reward rates of many other lifetime free credit cards offered by Axis Bank.
- Milestone Benefits: On spending ₹2.5 lakhs or more annually, cardholders are rewarded with an additional 10,000 EDGE Reward Points, valued at ₹2,000, enhancing the overall reward potential.
- Lifestyle Privileges: Enjoy complimentary domestic airport lounge access, with two free visits each quarter (totaling eight per year). To avail of this benefit, a minimum spend of ₹50,000 in the preceding three months is required.
- Dining Discounts: Benefit from a 20% discount at over 4,000 partner restaurants across India, making dining experiences more enjoyable and affordable.
Eligibility Criteria:
- Age: Primary cardholders should be between 18 and 70 years old; add-on cardholders must be at least 18 years of age.[
- Income: Applicants should have a net annual income of ₹6 lakhs or more.
- Residency: Applicants must be residents of India.
Application Process:
Prospective cardholders can apply for the Axis Bank Privilege Credit Card through both online and offline channels. For online applications, visit the Axis Bank official website, navigate to the credit cards section, select the Privilege Credit Card, and follow the application prompts. Ensure all required documents are submitted to expedite the approval process.
Conclusion:
The Axis Bank Privilege Credit Card, now available as a lifetime free offering, combines a robust rewards program with valuable lifestyle benefits, making it a compelling choice for discerning customers. With features like substantial welcome rewards, milestone benefits, complimentary lounge access, and dining discounts, this card stands out as a versatile financial tool catering to both everyday spending and special occasions. Interested individuals are encouraged to assess their eligibility and consider applying to take advantage of this limited-time offer.