Axis Bank Atlas vs. American Express Platinum Travel Credit Card: Which One is Right for You?

1. Axis Bank Atlas Credit Card

  • Reward Rate:
    • 5 Edge Miles per ₹100 on travel spends
    • 2 Edge Miles per ₹100 on all other transactions
  • Welcome Benefit:
    • 2,500 Edge Miles after the first successful transaction
  • Bonus Miles:
    • Earn bonus Edge Miles with annual spending milestones:
      • ₹3L = 2,500 Miles
      • ₹7.5L = Additional 2,500 Miles
      • ₹15L = Additional 5,000 Miles
  • Lounge Access:
    • Complimentary domestic and international lounge access (depends on membership tier)
    • Silver: 8 Domestic, 4 International
    • Gold: 12 Domestic, 6 International
    • Platinum: 18 Domestic, 12 International
  • Annual Fee: ₹5,000
  • Other Perks:
    • Up to 20% discount at 4,000+ partner restaurants
    • Edge Miles can be transferred to partner airlines (e.g., Air India, Turkish Airlines)

Apply Now :Axis Bank Atlas Credit Card

2. American Express Platinum Travel Credit Card

  • Reward Rate:
    • 2 Membership Rewards Points per ₹100 on all transactions
  • Welcome Benefit:
    • 10,000 Membership Rewards Points (spend ₹15,000 within 3 months)
  • Bonus Rewards:
    • 15,000 Bonus Membership Rewards Points after spending ₹1.9L
    • Additional 25,000 points after ₹4L in spending
    • ₹10,000 Taj voucher after ₹4L spend
  • Lounge Access:
    • 8 Domestic Lounge visits every year (max 2 per quarter)
    • Complimentary Priority Pass Membership
    • No international lounge access included
  • Annual Fee: ₹5,000
  • Other Perks:
    • Great reward redemption options: shopping vouchers, hotel/flight loyalty programs, etc.
    • Exclusive luxury perks for frequent travelers!

Apply Now : American Express Platinum Travel Credit Card

Quick Comparison:

Feature Axis Bank Atlas American Express Platinum Travel
Reward Rate 5 Edge Miles on travel, 2 on others 2 Membership Points on all spends
Welcome Benefits 2,500 Edge Miles 10,000 Membership Points (spend ₹15K)
Lounge Access 8-18 Domestic, 4-12 International 8 Domestic, Priority Pass
Bonus Miles/Points Earn bonus on spend milestones Earn 15,000 & 25,000 points on spending ₹1.9L & ₹4L
Annual Fee ₹5,000 ₹5,000

Which Card is Better for You?

  • Axis Bank Atlas: Ideal for those who want miles for travel bookings and enjoy frequent lounge access. Perfect for domestic and international travelers looking for miles conversion options.
  • American Express Platinum Travel: If you prefer luxury travel benefits and priority lounge access, the AmEx Platinum Travel card might be more suitable, especially if you often travel for leisure and enjoy luxury perks.