From 1 December 2026, the AU Bank Zenith+ credit card drops its forex markup from 1.18% to 0%, while international spends stop earning reward points; spending ₹12 lakh a year gets Taj Preferred membership and a complimentary night.
Offer Details / Changes
- Forex markup: 0% (was 1.18%)
- Reward points on international spends removed
- Taj Preferred membership plus one complimentary night on ₹12 lakh+ annual spend
- Card is on Visa Infinite
Eligible Cards / Who Can Avail
- Existing and new AU Zenith+ cardholders
- The Taj benefit is for those crossing ₹12 lakh in annual spend
Benefits
- No forex markup on international spends
- Visa Infinite welcome voucher (up to ₹750) on activation for new cards
- Taj Preferred status and a free night once the spend threshold is met
How to Claim / Steps
- Existing holders: the changes apply automatically from 1 December
- New applicants: apply through AU Bank’s official channels
- Track your annual spend toward ₹12 lakh for the Taj night
Validity / Important Notes
- Forex change effective 1 December 2026
- Losing points on international spends offsets part of the forex saving — compare with your other zero-forex cards
- Don’t chase the ₹12 lakh threshold just for the Taj night
- Related: AU’s Karwa Chauth jewellery offer — AU Credit Cards: Up to ₹20,000 Off on In-Store Jewellery for Karwa Chauth
Zenith+ holders — is 0% forex without points better for you than 1.18% with points? Share your take.