AU Small Finance Bank (AU Bank) has updated its service fees and charges for CASA (Current & Savings Account) customers — and many everyday charges are being revised from 5th April 2026. This affects debit card fees, ATM charges, failed transaction penalties and more, so it’s worth a close look if you hold an AU Bank savings or current account.
What’s Being Updated (Effective 5 April 2026)
1. Debit Card Annual Fees Revised
AU Royale Debit Card: Previously ₹0 — now ₹499
AU Royale / AU Royale Business (non-Royale program): From ₹299 → ₹1,399
AU Platinum Debit & AU RuPay Platinum Debit Card: From ₹299 → ₹499
AU Gold & Classic Debit Cards: From ₹299 → ₹349
(Some cardholders may continue to get fee waivers depending on the account variant they hold.)
This is important if you use your AU Bank debit card frequently — annual fees are going up for most variants.
2. ATM Charges Outside India
If you withdraw cash internationally on your AU Bank debit card:
Formerly: ₹100 per transaction
Revised: ₹150 per transaction
This means overseas ATM withdrawals will cost a bit more.
3. Failure & Return Charges
Charges for returned cheques or failed ECS/NACH transactions due to insufficient funds are also being increased:
1st failure: ₹500
2nd and subsequent failures: ₹550 per item
4. Cross-Currency Mark-Up Fees Changed
For RUPEY debit card customers under certain programmes:
Cross-currency mark-up increased from 1.50% to 2.50% on select variants — meaning international card spends abroad will attract a higher forex fee.
5. IMPS / Fund Transfer Charges
Revised IMPS charges now apply for savings and current accounts, such as:
Up to ₹10,000 → ₹2.50
₹10,000–₹1,00,000 → ₹5
Above ₹1,00,000 → ₹15
Fees vary by account type and may not apply to some premium or select variants.
What This Means for You
Debit cards cost more annually — even mid-tier debit cards now have fees where they previously didn’t.
Using ATMs abroad gets pricier — plan ahead if you travel often.
Returned payment charges have increased — watch your account balance to avoid penalties.
Fund transfers and IMPS charges vary by amount — small frequent transfers may attract more costs.
These revised fees are part of AU Bank’s move to update its service fee schedule across current and savings accounts, aligning charges with operational costs and usage patterns.