AU Small Finance Bank offers a range of savings accounts designed to cater to different financial needs. Here’s an extended breakdown of their features:
AU Digital Savings Account
- Interest Rate: Up to 7.25% p.a. with monthly payouts.
- Key Features: Instant account opening, zero minimum balance, free RTGS/NEFT, and Rupay Platinum Debit Card with exclusive offers.
- Annual Fee: ₹299 + taxes.
- Ideal For: People who prefer digital banking with a simple, hassle-free process.
AU Royale Savings Account
- Interest Rate: Up to 7.25% p.a. with monthly payouts.
- Key Benefits: Dedicated relationship manager, airport lounge access, special offers on locker rentals and foreign exchange, and a VISA Signature Debit Card.
- Family Banking Program: Combine up to five family members for tailored services.
- Ideal For: Families and individuals seeking a premium banking experience with personal assistance.
AU Women Savings Account
- Interest Rate: Up to 7.25% p.a.
- Key Benefits: Dedicated Relationship Officer, Visa Gold Debit Card, video banking, and paperless transactions.
- Annual Fee: ₹200 + taxes.
- Ideal For: Women looking for financial empowerment through specialized banking services and benefits.
AU Senior Citizen Savings Account
- Interest Rate: Up to 7.25% p.a., with an extra 0.5% on FDs.
- Key Features: Video and doorstep banking, 50% locker rental discount, priority servicing, and a complimentary MediBuddy membership.
- Annual Fee: ₹200 + taxes.
- Ideal For: Senior citizens wanting comfort and convenience through personalized services.
AU Student Savings Account
- Interest Rate: Up to 7.25% p.a.
- Key Features: No minimum balance, 24x7 digital access, and RuPay debit card with discounts.
- Annual Fee: ₹200 + taxes.
- Ideal For: Students above 18 years, helping them manage their finances independently.
AU Kids Savings Account
- Interest Rate: High interest with monthly payouts.
- Key Features: VISA Gold Debit Card for children above 10, easy fund transfers, and family banking options.
- Annual Fee: ₹200 + taxes.
- Ideal For: Parents looking to start their child’s financial journey early, with easy money management options.
These accounts offer high interest rates, digital banking convenience, personalized services, and are tailored for various life stages. Whether you’re a student, senior citizen, or just looking for digital banking convenience, AU Small Finance Bank has options suited for everyone.