Get an HDFC Credit Card with an FD
HDFC Bank now allows customers to apply for credit cards online against fixed deposits, making it easier for those who don’t meet standard eligibility criteria.
HDFC Credit Cards Available Against Fixed Deposits
- HDFC Bank Millennia Credit Card
- HDFC Bank MoneyBack Plus Credit Card
- HDFC Bank BizPower Credit Card
- HDFC Bank Diners Club Privilege Credit Card
- HDFC Bank BizGrow Credit Card
- Tata Neu Plus HDFC Bank Credit Card
- HDFC Bank BizFirst Credit Card
- HDFC Regalia Gold Credit Card
- Tata Neu Infinity HDFC Bank Credit Card
- IndianOil HDFC Bank Credit Card
- Freedom Credit Card
Only new customers are eligible. Existing HDFC credit card holders cannot apply.
How to Apply for an HDFC Credit Card Against FD
1. Open a Fixed Deposit – Minimum ₹15,000 deposit required. Credit limit depends on FD amount.
2. Apply for the Credit Card – Apply online or at a branch.
3. Submit Required Documents – Provide KYC details and FD certificate if applying offline.
4. Approval and Card Issuance – Card will be delivered within 10 days after approval.
This is a great way to access HDFC credit cards while building your credit profile.