1. American Express Platinum Travel Credit Card
Fees & Welcome Benefits:
- Joining Fee: ₹3,500 + Taxes
- Renewal Fee: ₹5,000 + Taxes
- Welcome Gift: 10,000 Reward Points
Reward Rate:
- 1 Reward Point per ₹50 spent
- 3X Points via the Reward Multiplier Platform
Milestone Benefits:
- Spend ₹1.9L → Get 15,000 Bonus Points
- Spend ₹4L → Get 25,000 Bonus Points + ₹10K Taj Gift Voucher
Additional Benefits:
- 8 complimentary domestic lounge visits annually
- Festive spend-based offers with gift vouchers or up to 20X points
Redeeming Points:
- Transfer points 1:1 to Marriott Bonvoy
- Redeem for Taj, ITC, or travel aggregator vouchers
For More Details Visit American Express Platinum Travel Credit Card
2. Marriott Bonvoy HDFC Bank Credit Card
Fees & Welcome Benefits:
- Joining & Renewal Fee: ₹3,000 + Taxes
- Welcome Benefit: 1 Free Night (worth 15,000 Bonvoy Points) + 10 Elite Nights for Silver Elite Status
Reward Rate:
- 8 Bonvoy Points/₹150 at Marriott Hotels
- 4 Bonvoy Points/₹150 on Travel, Dining, & Entertainment
- 2 Bonvoy Points/₹150 on other categories
Milestone Benefits:
- Spend ₹6L → 1 Free Night Award
- Spend ₹9L → 1 Additional Free Night
- Spend ₹15L → 1 More Free Night
Additional Benefits:
- 12 Domestic + 12 International lounge visits annually
For More Details Visit Marriott Bonvoy HDFC Bank Credit Card
Key Differences & Use Cases
| Feature | AmEx Platinum Travel | Marriott Bonvoy HDFC |
|---|---|---|
| Annual Fee | ₹5,000 + Taxes | ₹3,000 + Taxes |
| Hotel Options | Marriott + Taj, ITC, etc. | Marriott Only |
| Milestone Spend Cap | ₹4L | ₹15L |
| Lounge Access | Domestic (8 visits/year) | 12 Domestic + 12 Intl |
| Best For | Flexible Hotel Options | Marriott Loyalists |
Which Card Should You Choose?
1. AmEx Platinum Travel:
- For ₹4L annual spenders.
- Prefer flexibility across Marriott, Taj, ITC, and travel aggregators.
2. Marriott Bonvoy HDFC:
- For Marriott loyalists with higher annual spends.
- Up to 4 free nights and Silver Elite status perks.