Prime Day is here (July 12–14, 2025), and you can stack retailer discounts with bank offers to maximize savings. Here’s how to get the most out of your credit cards:
1. SBI Credit Cards – 10% Instant Discount
- Who qualifies? SBI Card holders (Visa & Mastercard) on Amazon checkout
- Offer: 10% instant discount (up to ₹1,000) on minimum purchase of ₹2,500
- How to use:
- Add items to cart and proceed to payment.
- Select your SBI Credit Card and apply the promo code at checkout.
- Cap & T&C: One-time use per card; valid only during Prime Day
2. Amazon Pay ICICI Credit Card – 5% Cashback + 10% Discount
- Perk 1: 10% instant discount (₹1,000 max) using ICICI Visa/Mastercard
- Perk 2: 5% unlimited cashback via Amazon Pay ICICI Credit Card
- Stacking strategy:
- Use any ICICI card for the 10% discount.
- Switch payment method to Amazon Pay ICICI for the 5% cashback track.
- Note: Cashback posts in 3–5 days as Amazon Pay balance
3. HDFC Bank Credit Cards – Flat 10% Cashback
- Eligible cards: HDFC Regalia, Infinia, Millennia, and Diners variants
- Offer: Flat 10% cashback (up to ₹1,000) during Prime Day on Amazon spends
- Application: No code needed; swipe/payment must be on or before July 14
- Reward posting: Credited within one billing cycle
4. Axis Bank Credit Cards – 8% SuperCash
- Flipkart Axis & Axis Ace:
- 8% SuperCash (up to ₹500) on Amazon UPI or POS transactions
- Additional benefits on Flipkart spends if you hold Flipkart Axis
- How to redeem: SuperCash auto-applies on next eligible purchase
- Cap & Cycle: ₹500 per month; valid for 90 days
5. American Express – 5% Cashback on Amazon via MRCC
- Cards: AmEx Gold & Platinum Travel
- Offer: 5% statement credit on Amazon spends (up to ₹1,500)
- Enrollment: Mandatory registration via AmEx Offers section before purchase
- Post timeline: Cashback appears in 4–6 weeks
Pro Tips to Stack & Save
- Combine bank discounts + card rewards: Use SBI/ICICI for instant discount, then Amazon Pay ICICI for cashback.
- Check caps: Spread large purchases across two cards if you’re hitting limits.
- Enroll first: For AmEx, register the offer before shopping.
- Use UPI-linked cards: Some Axis Bank RuPay cards offer higher rewards on UPI payments during Prime.