All You Need to Know About the National Common Mobility Card (NCMC)

1. What is the National Common Mobility Card (NCMC)?
The NCMC, also known as One Nation One Card, is a RuPay-powered, interoperable card designed to streamline payments across various modes of public transport like metro, train, and bus. It’s an automatic fare collection system that eliminates the need for multiple cards or tickets.

2. Benefits of the NCMC Card

  • Promotes Public Transport:
    The easy, hassle-free payment system of the NCMC card encourages more people to use public transport, reducing traffic congestion and environmental impact.
  • Saves Time:
    With its tap-and-go feature, the NCMC card helps you skip the lines at ticket counters, allowing you to complete transactions in seconds—perfect for daily commuters.
  • Versatile Use:
    The NCMC card isn’t just for transportation. It also covers retail purchases, ATM access, and other transactions, replacing the need for multiple cards.
  • Cashless Convenience:
    As a prepaid card, the NCMC allows for easy, cashless transactions, making your payment process smoother and more efficient.

3. How to Apply for an NCMC Card?

  • Step 1: Choose an Issuing Bank
    Start by selecting a bank that issues the NCMC card. Currently, RBL Bank, HDFC Bank, SBI, and others offer this service.
  • Step 2: Get the Application Form
    You can obtain the application form either from the bank’s website or by visiting a nearby branch.
  • Step 3: Fill Out the Form
    Complete the application form with your personal details and contact information.
  • Step 4: Gather Required Documents
    Collect all necessary documents, such as proof of identity, address proof, and passport-sized photographs.
  • Step 5: Submit the Application
    Submit the filled-out form along with the required documents to the bank.
  • Step 6: Verification Process
    The bank will verify your application and documents to ensure everything is in order.
  • Step 7: Receive Your Card
    After successful verification, your NCMC card will be issued.