All You Need to Know About the HDFC Pixel Credit Card (LTF)

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If you’re looking for a credit card with cashback benefits and flexibility, the HDFC Pixel Credit Card might just be for you! Here’s everything you need to know about its features, how to apply, and why it’s a great option.

Application Process Made Easy

  • Apply via PayZapp, HDFC’s digital payments platform.
  • Available in Visa and RuPay variants, giving you the freedom to choose.
  • You can even apply for both variants:
    • Visa (Physical Card)
    • RuPay (Virtual Card)

Cashback Benefits

  • Up to 5% Cashback: Enjoy significant savings on eligible spends.
  • 1% Cashback on UPI Transactions: Perfect for those who frequently use UPI payments.
  • A smart way to earn while you spend, whether online or offline!

Unique Split Limit Feature

  • The card is issued on a split credit limit.
  • This means your overall limit is divided between the Visa and RuPay cards if you hold both.
  • Helps you manage spending across different payment networks effectively.

Lifetime Free (LTF) Advantage

  • No joining or annual fees, making it cost-effective to own.
  • A great card to have without worrying about additional charges every year.

Why Visa + RuPay Combo?

  • Visa (Physical Card): Widely accepted globally for offline and online transactions.
  • RuPay (Virtual Card): Perfect for secure digital payments and UPI-linked transactions.
  • This combo ensures you’re covered across different payment scenarios.

Who Should Consider the HDFC Pixel Credit Card?

  • Frequent UPI users who want cashback on everyday transactions.
  • Shoppers looking for a cost-effective, fee-free credit card with solid rewards.
  • Individuals wanting flexibility with both physical and virtual payment options.

How to Apply via PayZapp

  • Log into your PayZapp app.
  • Check for the HDFC Pixel Credit Card offer under the credit card section.
  • Complete the application process for Visa, RuPay, or both!
  • Alternatively, apply directly via this link: HDFC Pixel Credit Card

The HDFC Pixel Credit Card is a versatile option for cashback lovers, offering the benefit of two payment networks and solid rewards without any fees. It’s perfect for UPI enthusiasts and those who want a reliable, no-cost credit card.