Managing your finances doesn’t have to be complicated. With the Bajaj Finserv RBL Bank Credit Card and RBL MyCard App, you can effortlessly track spending, check statements, and redeem rewards—all at your fingertips.
Why Secure Login Matters for Cardholders:
With rising cyber security threats, protecting your financial information is crucial. An unsecured login can expose you to fraud and identity theft. Bajaj Finserv and RBL Bank offer a secure, easy-to-use login system to safeguard your data.
Benefits of a secure login system:
- Full control of your finances with easy access to statements.
- Ability to track spending patterns and make informed financial decisions.
- Enhanced transparency and security in the digital financial world.
How to Log In Using the RBL MyCard App:
Here’s a simple step-by-step guide to accessing your account:
- Download the RBL MyCard app from the Android/iOS app store.
- Open the app and select the login/register option (for first-time users).
- Enter your registered mobile number (the one used when applying for the card).
- Receive an OTP on your mobile number and input it into the app.
- Access your account and explore the app’s features to manage your credit card.
Checking Your Credit Card Statement Online:
You no longer need to wait for paper statements. With the RBL MyCard app, you can:
- View your current credit card statement.
- Access past statements to track spending and identify patterns.
Regularly reviewing your statements helps with budgeting and making informed financial choices.
Bajaj Finserv RBL Bank Credit Card Features:
This credit card is packed with benefits designed for today’s lifestyle:
- Earn redeemable points on almost every transaction.
- Get accelerated rewards for digital transactions.
- New cardholders can enjoy a welcome bonus of up to 4,000 reward points.
- Save on fuel with surcharge waivers up to ₹1,200 per year.
- Enjoy complimentary domestic lounge access at airports.
- Annual fee waivers when you meet a minimum spend threshold.
- Convert purchases above ₹2,500 into EMIs.
- Withdraw cash interest-free for up to 50 days.
- Enjoy discounts and BOGO offers on movie tickets via BookMyShow.
- Potential savings of up to ₹55,000 annually when combining these perks.
Maximising the Benefits of Your Credit Card:
Here’s how to make the most of it:
- Use the card for daily purchases like groceries and utilities to accumulate reward points.
- Keep track of your spending to qualify for annual fee waivers.
- Use the card at fuel stations to get the surcharge waiver.
- Convert large purchases into EMIs to manage cash flow better.
- Redeem points strategically by watching for special redemption offers.
Importance of Responsible Credit Card Usage:
To maximise the card’s benefits, practice responsible credit habits:
- Review your statement regularly to spot unauthorised charges.
- Always pay your credit card bill in full to avoid interest charges.
- Maintain a credit utilisation ratio below 30% for a healthy credit score.
- Set up automatic payments to avoid missing due dates.