Cashback Offers
You earn cashback on almost every transaction:
- 5% Cashback when using PayZapp or SmartBuy.
- 2.5% Cashback on all online spends.
- 1% Cashback on offline purchases & wallet reloads.
Maximum Annual Cashback: ₹4,800
Redemption: Cashback points can only be redeemed in multiples of 400 via NetBanking.
No cashback on fuel, jewelry, credit card payments, or business services.
Airport Lounge Access
Love traveling? This card gives you complimentary domestic airport lounge access!
- 1 visit/quarter if you spend ₹5,000 or more in the previous quarter.
Here are some of the lounges you can access: - Bangalore: Terminal 1
- Mumbai: Adani Lounge (International & Domestic)
- Delhi: Encalm Lounge (International & Domestic)
- Chennai, Hyderabad, Kolkata – and more!
Insurance Coverage
Get covered with the Millennia Debit Card’s insurance benefits:
- ₹10 lakhs on personal accident death.
- ₹1 crore on international air accident.
- ₹2 lakhs on fire & burglary protection.
- ₹2 lakhs on checked baggage insurance.
Travel stress-free, knowing you’re insured!
High Debit Card Limit
Spending power?
- ATM Withdrawal Limit: ₹50,000 (domestic)
- Shopping Limit: ₹3.5 lakhs (domestic), ₹1 lakh (international)
Fuel Surcharge Waiver
No fuel surcharge when using HDFC Bank swipe machines at HPCL, IOCL, or BPCL petrol stations.
Annual Fee: ₹500 + taxes (totally worth it for the perks!)
This card offers more than just basic banking—it rewards your purchases, ensures your travel comfort, and even protects you with insurance! Whether you’re a frequent traveler or an everyday shopper, the HDFC Millennia Debit Card is designed to elevate your spending experience.