American Express offers a wide range of redemption options for their reward points. Here are 7 smart ways to make the most of them!
1. Pay for Online Transactions
- Use your points directly while making online payments.
- After entering your card details, select the “Pay with Points” option to offset your bill.
2. Get Statement Credit
- Redeem your points to cover past transactions.
- Log in to your dashboard → Go to “Cover Your Card Charges” → Select a transaction → Redeem.
- Minimum: 1,000 points (Value: ₹0.25/point).
3. Buy Gift Vouchers
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Use points to purchase vouchers from top brands like Amazon, Flipkart, Myntra, Barbeque Nation, and more.
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Value per point: ₹0.22 - ₹1.
Example: -
₹1,000 Flipkart Voucher = 4,400 points (₹0.22/point).
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₹500 Domino’s Voucher = 2,000 points (₹0.25/point).
4. Gold Collection (Exclusive for MRCC & Gold Charge Cards)
Upgrade to premium vouchers with higher redemption value!
Redeem:
- 18,000 points for select brands (Gold Collection 18K).
- 24,000 points for premium brands (Gold Collection 24K).
5. Book Flights & Hotels via Amex Travel
- Use points to book travel through the Amex Travel platform.
- Redeem at ₹0.30/point for Platinum Travel cards and ₹0.25/point for others.
- Combine points + card payment for partial redemptions.
6. Transfer to Airline & Hotel Partners
- Maximize points by transferring them to loyalty programs of 7 airlines & 2 hotels.
- Log in → Explore Rewards → Transfer Points → Select a partner.
- Value: ₹0.50 - ₹1/point (can go higher in some cases).
7. Donate to Charity
- Do good by donating your points.
- Redeem for “Points for Good” vouchers → Donate via their website.
- Value: ₹0.25/point.
Key Insights:
- Basic redemptions (online payments, statement credit) offer ₹0.25/point.
- Premium options (gift vouchers, Gold Collection, loyalty transfers) can boost value to ₹0.50 - ₹1 or more.
- Use your points wisely to maximize benefits!
For More Details Visit : American Express Credit Card