American Express is known for catering to affluent cardholders with unique and premium benefits. While Visa and MasterCard dominate the market, AmEx stands out for its exceptional perks. Here are 5 underrated benefits that make AmEx credit cards worth considering.
Reward Multiplier
AmEx’s Reward Multiplier portal is a game-changer for earning rewards.
- Earn 2x to 10x Membership Rewards Points on shopping via the portal.
- Use points for shopping vouchers, subscriptions, flight bookings, and more.
- Special offers sometimes boost rewards to as much as 10x.
Charge Cards with No Predetermined Limit
Unlike traditional credit cards, AmEx Charge Cards have no fixed credit limit.
- Spending limits adjust based on your financial behavior and habits.
- Available on AmEx Gold and AmEx Platinum Charge Cards.
Perfect for those seeking flexibility and spending power.
Global Lounge Collection
For Platinum Cardholders, AmEx offers access to the Global Lounge Collection, including:
- Centurion Lounges
- Priority Pass Lounges
- Delta Sky Club
- Plaza Premium and Escape Lounges
Unlimited access to luxury airport lounges worldwide ensures stress-free travel.
Partner Airlines Frequent Flyer Programs
Transfer your Membership Rewards Points to leading airline programs, including:
- British Airways Executive Club
- Emirates Skywards
- KrisFlyer
- Virgin Atlantic
This makes AmEx ideal for frequent flyers who want to maximize travel rewards.
Top-Notch Customer Support
AmEx is known for its quick and responsive customer service.
- Dedicated support teams ensure swift issue resolution.
- Consistently rated higher than competitors like Visa and MasterCard.
While American Express may have limited acceptance compared to other cards, its premium benefits, including rewards, travel perks, and customer service, make it a preferred choice for high-net-worth individuals.