Why Choose Lifetime-Free Credit Cards?
Credit cards have become essential for shopping, booking tickets, hotels, and even ordering food with just a swipe. However, many banks charge hefty annual fees. If you want to enjoy the benefits of credit cards without the annual charges, check out our list of the top five lifetime-free credit cards! Not only do these cards come with zero annual fees, but they also offer significant savings on shopping, bookings, and more.
1️. RBL Bank BankBazaar SaveMax Credit Card
Instant Funds: Receive funds instantly in your account.
Cashback Offers: Get 10% cashback on BookMyShow and Zomato (up to ₹100 per month at each retailer).
EMI Infinity Pass: Enjoy up to 100% discount on Split N Pay charges.
Manage with Ease: Use the RBL Bank MyCard app to manage your card, pay utility bills, avail of merchant offers, and apply for loans.
2️. Amazon Pay ICICI Credit Card
Unlimited Rewards: Earn rewards that never expire.
Redemption Options: Redeem points for purchases on Amazon.
No-Cost EMI: Enjoy no-cost EMI options for 3 or 6 months when shopping on Amazon.
Bonus for Prime Members: Get 5% reward on purchases for Amazon Prime customers.
3️. ICICI Bank Platinum Chip Credit Card
Reward Points: Earn 2 reward points for every ₹100 spent at retail stores (excluding petrol).
Utility Spend Rewards: One reward point for every ₹100 spent on insurance and utilities.
Fuel Surcharge Waiver: 1% fuel surcharge waiver (up to ₹4,000) at HPCL pumps across India.
Exclusive Deals: Access great deals at luxury hotels, restaurants, lifestyle retailers, and spas.
4️. IDFC First Millennium Credit Card
Birthday Bonus: Earn 10x reward points on spending over ₹20,000 on your birthday.
Online & Offline Rewards: Get 3x reward points on purchases up to ₹20,000 both online and offline.
Utility Bill Rewards: 1x reward points for insurance premiums and utility bill payments.
5️. IndusInd Platinum Credit Card
Gift Cards & Vouchers: Receive luxe gift cards and vouchers from leading brands after paying the registration charge.
Fuel Charge Discount: Get a 1% discount on fuel charges between ₹400 and ₹4,000 at all gas pumps in India.
Insurance Coverage: Enjoy flight accident insurance coverage up to ₹25 lakh and lost baggage insurance coverage up to ₹1 lakh for free.
Reward Points: Earn 1.5 reward points for every ₹150 spent.