Fuel surcharges can feel like an extra burden, especially with rising petrol prices. But with fuel credit cards, you can save big on your fuel expenses while enjoying the convenience of cashless transactions. Here’s everything you need to know!
What is a Fuel Credit Card?
Fuel credit cards are designed to help you save on fuel and related expenses. Key features include:
- Fuel surcharge waivers
- Reward points on fuel and other purchases
- Discounts on fuel, auto services, and roadside assistance
Top 5 Fuel Credit Cards
1. BPCL SBI Credit Card
- 5x Reward Points on dining, movies, groceries, and more
- 4.25% Value-Back on BPCL fuel purchases
- No fuel surcharge on transactions up to ₹4,000 at BPCL
Apply Now: BPCL SBI Credit Card
2. Indian Oil Kotak Credit Card
- Up to 5% Cashback at Indian Oil pumps
- 2% Reward Points on dining and groceries
- 0.5% Reward Points on other spends
3. ICICI HPCL Coral Credit Card
- 2.5% Cashback on fuel at HPCL pumps (Max ₹100 per transaction)
- Additional value-back benefits
Apply Now: ICICI HPCL Coral Credit Card
4. Indian Oil HDFC Bank Credit Card
- 5% Extra Fuel Points on Indian Oil fuel spends
- 5% Fuel Points on grocery expenses
- 1 Fuel Point for every ₹150 spent elsewhere
Apply Now: Indian Oil HDFC Bank Credit Card
5. ICICI HPCL Super Saver Credit Card
- 5% Fuel Points at HPCL stations
- 5% Fuel Points on groceries and bill payments
- Earn 1 Fuel Point per ₹150 spent
Apply Now: ICICI HPCL Super Saver Credit Card
How to Choose the Best Fuel Credit Card
When selecting a fuel card, consider these factors:
1. Savings Potential: Maximise rewards and cashback on fuel purchases.
2. Partnerships: Check if the benefits apply across all petrol stations or specific brands.
3. No Surcharge Fee: Look for cards offering a full waiver on fuel surcharges.
4. Spending Limits: Ensure your usual spend aligns with the card’s reward limits.
5. Annual Fees: Opt for cards with fees you can waive based on your spending.
Final Thoughts
The right fuel credit card can significantly reduce your fuel expenses and eliminate surcharges. Choose a card tailored to your spending habits and maximize your savings!