1️. Overview of Swiggy HDFC Credit Card:
- This card is a gem for frequent Swiggy users and food lovers.
- Recently, it’s been in the spotlight for its Lifetime Free offer and revamped cashback structure.
- Previously, cashback was credited to the Swiggy Money wallet, but now, it goes directly to the statement – much more convenient!
2️. Hidden Perk: 5% Cashback on H&M
- Along with Swiggy, the card also offers 5% cashback on purchases from popular brands like H&M India!
- This cashback applies to various other brands and platforms, making it versatile beyond just food orders.
3️. More Brands with 5% Cashback
- In addition to H&M, enjoy 5% cashback on:
- Flipkart
- Ola
- BookMyShow
- Myntra
- Amazon
- Meesho
- Ajio
- Tata 1mg
- Ikea
- All of these fall under the 5% cashback category based on specific MCCs (Merchant Category Codes), making this a diverse benefit across shopping, entertainment, and lifestyle.
4️. Monthly Cashback Cap
- Cashback for this 5% category is capped at ₹1,500 per month – plenty of room for regular shopping and lifestyle expenses.
5️. Final Thoughts
- If you’re looking for a card that offers versatility in cashback across multiple spending categories, the Swiggy HDFC Credit Card is definitely worth considering. Plus, the lifetime-free feature makes it even more appealing!
Don’t have an Swiggy HDFC Credit Card yet? Apply Now