Love train travel? Save money on IRCTC bookings while enjoying exclusive perks like railway lounge access, cashback, and reward points! Here’s a quick rundown of the best credit cards for train travelers in India.
Why Consider a Train Travel Credit Card?
Train travel credit cards offer:
- Discounts on IRCTC bookings.
- Railway lounge access for a more comfortable journey.
- Reward points on your bookings and other expenses.
Let’s explore the top options!
1. SBI IRCTC Platinum Credit Card
Key Features:
- 1.8% transaction fee waiver on IRCTC bookings.
- 10% value back as reward points on AC1, AC2, AC3, and Chair Car bookings.
- Complimentary railway lounge access at select stations.
- 1 reward point for every ₹125 spent on non-fuel transactions.
Apply Now : SBI IRCTC Platinum Credit Card
2. Air India SBI Signature Credit Card
Key Features:
- 20,000 reward points within 15 days of paying the annual fee.
- 5,000 bonus points on renewal.
- 2 complimentary domestic lounge accesses per quarter.
- Exclusive offers on Air India ticket bookings.
- 1% fuel surcharge waiver at petrol pumps across India.
Apply Now : Air India SBI Signature Credit Card
3. Kotak Royale Signature Credit Card
Key Features:
- Up to ₹500 off on IRCTC bookings annually.
- 4X reward points on transactions.
- 3% discount on fuel transactions (₹500–₹3,000).
- Complimentary access to airport and railway lounges.
4. HDFC Bharat Cashback Credit Card
Key Features:
- 5% cashback on IRCTC train bookings, utility payments, and fuel.
- 1% fuel surcharge waiver across all fuel pumps.
- Easy EMI options for big purchases.
- Extra 5% cashback via EasyEMI, PayZapp, and SmartBUY.
Apply Now : HDFC Bharat Cashback Credit Card
Choose the card that aligns with your lifestyle to get the best value!