Why Zero-Forex Credit Cards?
Most credit cards charge foreign transaction fees (forex markup fees) on international purchases. Even carrying cash involves currency conversion fees. Zero-forex credit cards waive these charges, letting you save more while traveling abroad.
Here are 3 zero-forex credit cards that can help you make the most of your trip:
1️. RBL World Safari Credit Card
Annual Fee: ₹3,540 (first year free)
Key Benefits:
• Free multi-trip travel insurance (covers 2+ trips)
• 2 local lounge visits per quarter + 2 international lounge visits per year
• 1.25% rewards on travel bookings
• 10,000 reward points on spending ₹2.5 lakh
This card’s perks, like insurance and lounge access, make recovering the annual fee easy!
2️. IDFC First WOW Credit Card
Annual Fee: Lifetime Free (secured against FD)
Key Benefits:
• Personal accident cover & lost liability cover
• 1 reward point for every ₹150 spent
• Roadside assistance
This FD-backed card offers security and useful perks, making it a smart choice for frequent travelers!
3️. Federal Bank Scapia Credit Card
Annual Fee: Lifetime Free
Key Benefits:
• 4% reward rate on travel bookings through Scapia app
• 2% rewards on other eligible spends
• Zero forex fees on international transactions
The Scapia card offers an incredible 4% reward rate for travel-related spends and makes it easier to save while you explore the world!