Credit card fraud can be a major concern, but by following a few simple steps, you can significantly reduce your risk and keep your card secure. Here’s how you can protect yourself:
1. Deactivate Unnecessary Transactions
- Turn off international transactions if you’re not traveling.
- Disable ATM withdrawals if you don’t need them.
- Deactivate Tap & Pay to prevent misuse if your card is stolen.
2. Set Low Transaction Limits
- Set a low transaction limit for both online and offline purchases (e.g., ₹25,000 for online and ₹10,000 for offline).
3. Practice Good Security Habits
- Never leave your card unattended or give it to others, even friends.
- Avoid using your card on unfamiliar or untrusted websites and apps.
4. Act Fast in Case of Fraud
- If you receive a suspicious fraud alert or message, report it to your bank immediately.
- Block and replace your card as soon as you notice anything unusual.
By following these steps, you can protect yourself from potential credit card fraud and keep your finances secure.