How to Apply for a Virtual RuPay Credit Card
1️. Check Eligibility: Make sure you already have a Visa or MasterCard credit card from your bank.
2️. Apply: You can apply for a virtual RuPay credit card through your bank’s mobile app, net banking, or by contacting customer care.
3️. Virtual Card: Once approved, you’ll receive a secondary RuPay credit card linked to your existing credit card, sharing the same credit limit.
How to Link Your RuPay Credit Card to UPI
1️. Download a UPI App: (e.g., GooglePay, PhonePe, PayTM)
2️. Add Credit Card: Select “Add Credit Card” or “Link Credit Card” from the menu.
3️. Select Bank: Choose your bank and select your RuPay credit card.
4️. Generate UPI PIN: Enter your card details, OTP, and set your UPI PIN.
That’s it! You can now use your RuPay credit card for UPI payments at stores and online, with payments billed later in your credit card statement.
Benefits of RuPay Credit Cards
- Widely Accepted: Use your RuPay card at ATMs, point-of-sale terminals, and online retailers, both in India and internationally.
- Lower Fees: RuPay credit cards offer lower processing fees, making them more affordable.
- Faster Transactions: With servers based in India, RuPay transactions are processed quicker.
- Seamless UPI Payments: Avoid the hassle of carrying your card everywhere or inputting card details online.