Looking for a debit card that offers more rewards and benefits without hefty fees? The Insignia Preferred Banking Debit Card, introduced by the Reserve Bank of India, might be the perfect choice. Here’s why:
Key Features
1. Lifetime-Free Card
- Say goodbye to annual fees—this card is lifetime-free with no hidden costs.
2. Welcome Benefits
- Enjoy discounts from popular brands like Lifestyle, Behrouz Biryani, Faasos, and NetMeds with your first transaction.
3. High Withdrawal and Transaction Limits
- Withdraw up to ₹2 lakh per day from ATMs and transact up to ₹4 lakh daily, including online purchases.
4. Zero Forex Markup Fee
- Enjoy international transactions with zero forex markup, making this card ideal for global travel.
5. Airport Lounge Access
- Relax at domestic airport lounges with two complimentary access passes every quarter.
6. Comprehensive Insurance Coverage
- Benefit from extensive insurance coverage, including personal accident cover, baggage insurance, and ATM assault protection.
| Category | Sum Insured |
|---|---|
| Card Protection (Lost, Counterfeit, Account Takeover) | ₹2 Lakh |
| Personal Accident Cover | ₹25 Lakhs |
| Baggage Insurance Cover | ₹50,000 |
| International Travel Cover | ₹25,000 |
| Accidental Death Cover | ₹10 Lakhs |
| ATM Assault and Robbery Cover | ₹2 Lakh |
| Purchase Protection Cover | ₹50,000 |
The Insignia Preferred Banking Debit Card is packed with benefits that are hard to match. Whether you’re a frequent traveler, a high spender, or simply want a card that offers maximum value with minimal cost, this card could be the perfect fit for you.