As the festive season approaches, many of us are gearing up to make purchases from our favorite e-commerce platforms. Choosing the right credit card can help you save more and earn valuable rewards on these festive buys. From cashback to lounge access and exclusive offers, here’s a roundup of the best credit cards for online shopping in India this festive season.
Amazon Pay ICICI Credit Card
For regular Amazon shoppers, this card is a top choice, offering up to 5% cashback on Amazon purchases. The card also provides cashback at partner stores and on other online purchases.
Key Features:
- 5% cashback on Amazon purchases
- 2% cashback at partner stores
- 1% cashback on all other spends
- Lifetime free, no annual fees
HDFC Millennia Credit Card
HDFC Millennia is a versatile card offering cashback across multiple platforms like Amazon, Flipkart, Myntra, and Swiggy. It’s ideal for those with varied spending habits.
Key Features:
- 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, and Swiggy
- 1% cashback on all other spends
- 1 complimentary lounge access per quarter
Flipkart Axis Bank Credit Card
For Flipkart enthusiasts, the Flipkart Axis Bank Credit Card offers excellent cashback deals on Flipkart and Cleartrip, along with added benefits at partner stores.
Key Features:
- 5% cashback on Flipkart and Cleartrip
- 4% cashback on preferred partners
- 4 complimentary lounge accesses per year (on meeting the spend criteria)
Cashback SBI Credit Card
This card stands out for its flat 5% cashback on all online spending, making it one of the most straightforward cards for online shoppers without any merchant restrictions.
Key Features:
- 5% cashback on all online spends
- 1% cashback on offline spends
- Annual fee waiver on spending ₹2 lakh in a year
Axis Bank Ace Credit Card
A great option for utility bill payments and daily expenses via Google Pay, this card also offers cashback on dining and ride-hailing services like Swiggy and Ola.
Key Features:
- 5% cashback on bill payments and mobile recharges via Google Pay
- 4% cashback on Swiggy, Zomato, and Ola
- 4 complimentary lounge accesses per year (on meeting the spend criteria)
American Express SmartEarn Credit Card
Though harder to get than others on this list, the SmartEarn card offers excellent rewards on platforms like Flipkart, Myntra, Uber, and Zomato.
Key Features:
- 10X reward points on Flipkart, Zomato, Myntra, Uber, and Ajio
- 5X reward points on Amazon
- Annual fee waiver on spending ₹40,000 in a year
Conclusion
These credit cards offer some of the best deals for online shopping this festive season. From cashback to lounge access, selecting the right card based on your spending habits can significantly enhance your shopping experience and help you save more. Happy shopping!