Something worth flagging if AU Zenith has been on your radar: multiple recent applicants are reporting that Zenith — normally a ₹7,999 + GST premium card — is showing up as Lifetime Free during the online application journey, for at least some users.
For context on what’s actually at stake here: Zenith isn’t a small card to get for free. It carries strong dining and grocery reward rates, complimentary domestic and international lounge access, travel insurance, and a low 1.99% forex markup — the kind of card people normally justify only if they clear ₹1.25L in spend within 90 days to waive the first-year fee. Getting it LTF outright is a different proposition entirely.
What’s being reported from recent applications:
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Zenith appearing as an LTF option among the variants shown after entering basic details
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Approvals reportedly going through even in cases where income verification via Account Aggregator didn’t come through
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Some applicants receiving an approval email within roughly an hour
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Pincode serviceability and a provisional credit limit shown live during the application journey
How to check if you’re eligible:
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Apply Now : https://tpnw.in/auzenith
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Enter your basic details and see which variants and fee structure you’re actually offered before submitting anything further
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Don’t submit full documentation until you’ve confirmed the fee terms shown match what you expect
Worth keeping in mind: offers like this tend to be inconsistent by design — tied to risk-based pricing engines, specific pincodes, or limited-time system behavior — and can change or disappear without notice. If AU Zenith was already on your shortlist, this is worth a quick check today rather than next week.